Stop Overpaying.
Stop Missing Payments.
Let AI Handle It.
Fulus detects every bill, negotiates lower rates, prevents overdrafts, and manages your entire financial life. Unlike Rocket Money, we never take 60% of your savings.
Monthly Savings
$247.50
AT&T Wireless
Negotiated
$85.00
-$22.00
Netflix
On Track
$15.49
Comcast Internet
Negotiated
$79.99
-$35.00
Electric Bill
Due in 3 days
$142.30
256-bit Encryption
Bank-level security for every connection
SOC 2 Compliant
Audited security practices
We Never Sell Your Data
Your data is yours. Period.
Cancel Anytime
No contracts, no lock-in, no BS
Web + iOS + Android
Available on every platform
How It Works
Three steps to financial autopilot
Set up once. Save forever. No spreadsheets, no manual tracking, no stress.
Connect Your Bank
Securely link your accounts through Plaid. We use read-only access and never store your credentials. Takes 60 seconds.
We Detect Your Bills
Our AI scans your transactions and automatically identifies every recurring bill, subscription, and payment. Nothing slips through.
Sit Back & Save
Fulus negotiates lower rates, prevents overdrafts, tracks due dates, and optimizes your finances. All on autopilot.
Features
Everything you need to take control of your bills
No other app gives you this much power over your recurring expenses.
Bill Auto-Detection
AI scans transactions and identifies every recurring charge automatically.
AI Negotiation
We negotiate your cable, internet, and phone bills down. Max $5 fee, not 60%.
Overdraft Prevention
Get alerts before bills hit empty accounts. Never pay a $35 overdraft fee again.
Cash Flow Forecast
See exactly when money comes in and goes out. Plan weeks ahead with confidence.
Debt Payoff Planner
Snowball or avalanche? Our AI creates a custom plan to crush your debt faster.
Subscription Manager
Find and cancel subscriptions you forgot about. Stop bleeding money silently.
AI Assistant
Ask anything about your bills. "What did I spend on subscriptions last month?"
Family Sharing
Manage bills for your whole household. Shared dashboard, individual privacy.
Compare
See why users are switching to Fulus
We built what everyone else forgot. A complete bill management platform with fair pricing.
| Feature | Fulus | Rocket Money | Monarch | YNAB | Copilot |
|---|---|---|---|---|---|
| Free Tier | Yes | Limited | No | No | No |
| Android + Web | Yes | Yes | Yes | Yes | iOS Only |
| Bill Negotiation Fee | Max $5 | 35-60% | None | None | None |
| Trustpilot Rating | 4.8/5 | 4.3/5 | 2.1/5 | 3.8/5 | 4.1/5 |
| AI Assistant | Yes | No | No | No | Basic |
| Bill Pay | Yes | Yes | No | No | No |
| Family Plan | $14.99/mo | No | No | Shared Login | No |
| Monthly Price | Free/$9.99 | $3-12 | $9.99 | $14.99 | $10.99 |
Join the thousands of users who switched to Fulus for better features and fair pricing.
Savings Calculator
How much could Fulus save you?
Drag the sliders to estimate your potential first-year savings.
Built for Everyone
No matter who you are, Fulus has your back
For Consumers
Stop overpaying for cable, internet, and phone. Fulus negotiates your bills and prevents overdrafts so you keep more money.
- AI bill negotiation
- Overdraft prevention
- Subscription cleanup
- Cash flow forecasting
For Families
One dashboard for your household. Track joint bills, split expenses, and keep individual spending private.
- Shared bill dashboard
- Up to 5 members
- Split bill tracking
- Privacy controls
For Business
Freelancers and small business owners: track expenses, estimate taxes, and export reports for your accountant.
- Tax-deductible tracking
- Quarterly estimates
- Invoice management
- Accountant exports
For Mint Refugees
Mint is gone. Don't settle for an inferior replacement. Import your Mint data and get a better experience from day one.
- One-click Mint import
- All your history preserved
- Better than Mint ever was
- Free to start
Pricing
Simple pricing. No surprises.
Unlike competitors who hide fees, we tell you exactly what you pay. Start free, upgrade when ready.
Free
Get started with essential bill tracking
- Up to 5 bill trackers
- Basic bill detection
- Due date reminders
- 1 bank account connection
- Monthly spending summary
- Mobile app access
Premium
Full power bill management and savings
- Unlimited bill trackers
- AI bill negotiation (max $5 fee)
- Overdraft prevention alerts
- Cash flow forecasting
- Debt payoff planner
- Subscription manager
- AI assistant
- Unlimited bank connections
- Priority support
Family
Manage bills for your whole household
- Everything in Premium
- Up to 5 family members
- Shared bill dashboard
- Individual privacy controls
- Split bill tracking
- Family spending insights
- Household budget tools
Business Pro
For freelancers and small businesses
- Everything in Premium
- Business expense categorization
- Tax-deductible expense tracking
- Invoice management
- Multi-entity support
- Quarterly tax estimates
- Accountant export (CSV/PDF)
- Dedicated account manager
All plans include 256-bit encryption, read-only bank access, and 24/7 monitoring. Cancel anytime.
Testimonials
People are switching. Here's why.
“When Mint shut down, I panicked. Tried Monarch ($99/year, are you kidding?) and Rocket Money (they took 40% of my savings). Fulus imported all my Mint data in under a minute and saved me $180/month. Never looking back.”
Sarah M.
Former Mint User
“Rocket Money negotiated my cable bill down by $45/month, then took $27 of that as their fee. Fulus did the same negotiation and charged me $5. That’s it. $5. The math isn’t hard.”
James K.
Switched from Rocket Money
“I spent 2 hours a week manually categorizing transactions in YNAB. Fulus does it automatically. Plus it found 3 subscriptions I forgot about — $47/month I was wasting. YNAB never told me that.”
Priya T.
Former YNAB User
Switching from Mint or Rocket Money?
Import your entire financial history free in 60 seconds. Transactions, categories, bill schedules — everything comes over. Don't start from scratch.
Supports Mint CSV, Rocket Money, Monarch, YNAB exports
FAQ
Got questions? We've got answers.
Yes. Our Free plan lets you track up to 5 bills, connect 1 bank account, and get due date reminders at no cost. No credit card required, no trial that auto-converts. When you're ready for AI negotiation, overdraft prevention, and unlimited tracking, upgrade to Premium for $9.99/month.
Ready to stop overpaying?
Join thousands of people who save hundreds per month with Fulus. Free forever plan available. No credit card required.
256-bit encryption • SOC 2 compliant • Cancel anytime